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They say there are only two certainties in life: death and taxes.
Well in today's modern world I think you can probably add one other certainty, insurance.
If you own anything of significant value then it makes sense to protect that value by insuring it against loss or damage.
Insurance is even compulsory if you're borrowing money to buy an asset such as a house or a car. Lenders want to be sure that, in the event of disaster, they're not going to end up out of pocket.
Many countries overseas require mandatory vehicle insurance before you can drive anything on a public road. Here in NZ that's not the case, probably because we have ACC to cover personal injuries and related loss of income.
Damn, why is it so hard to keep any reliable forum capability going these days?
I'll be working to get the forums up again but it seems that it might not be a simple task. The hosting company has obviously changed something but now it's up to me to try and get PHPBB working with their new configuration :-/
Beware The Alternative Energy Scammers
The Great "Run Your Car On Water" Scam